Serge B. Provost Ph.D. (McGill), A.S.A., F.R.S.S., Professor . Department of Statistical and Actuarial Sciences University of Western Ontario London, Ontario Canada N6A 5B7 Phone: (519) 661-3624 Fax: (519) 661-3813 Office: Western Science Centre, Room 280 E-mail: spuwo.ca